Thank you for choosing our membership options. By purchasing any of our membership options, you agree to the following terms and conditions:

1. Payment: You are responsible for paying the full amount of the membership option, whether you pay upfront or via a payment plan.  We reserve the right to cancel your membership if a payment is not received.

2. Cancellation: You may cancel your membership at any time, but you will not receive a refund.  There is no refundable deposit.

3. Access: Your membership provides you access to all our services included in the membership option you have chosen.

4. Discounts: If you purchase an annual membership, you will receive a discount of 15% compared to the monthly membership.

5. Changes: We reserve the right to change the membership options, services, and prices at any time.  If we make any changes, we will notify you in advance.

6. Payment Provider Transaction Fees: You are responsible for any transaction fees that may apply, including local bank transfer fees, wire transfer fees, PayPal transfer fees, return fees, foreign exchange fees, and subaccount unload fees/expired payment fees.  Please check with your payment provider for further information.

By purchasing any of our membership options, you agree to these terms and conditions. Thank you for choosing our services.